http://theaverageguy.tv Tue, 21 May 2013 02:51:24 +0000 en-US hourly 1 The Average Guy Blog and Podcast Network no http://theaverageguy.tv/wp-content/uploads/2011/11/TheAverageGuyStudios.jpghttp://theaverageguy.tv/category/financialtech/financialtechpodcastchannel/ TV-G Bellevue, NE Weekly http://theaverageguy.tv/2012/03/30/financial-tech-podcast-12-investing-101-brightscope-money-desktop/ http://theaverageguy.tv/2012/03/30/financial-tech-podcast-12-investing-101-brightscope-money-desktop/#comments Fri, 30 Mar 2012 23:08:24 +0000 Jim Collison http://theaverageguy.tv/?p=2787 Listen to the Audio: Subscribe in iTunes Or Download episode (Right click, save target as)       What’s the latest happenings for Guide Rock and GFCU? We have a learning series                 March 30th is our 3 class of 10                 Investment focused – entry level                 Tackle one topic each session                 Focus]]> http://theaverageguy.tv/2012/03/30/financial-tech-podcast-12-investing-101-brightscope-money-desktop/feed/ 0 Brightscope,Investing 101,Money Desktop Listen to the Audio: Subscribe in iTunes Or Download episode (Right click, save target as)       What’s the latest happenings for Guide Rock and GFCU? We have a learning series                 March 30th is our 3 class of 10                 I... Listen to the Audio: Subscribe in iTunes Or Download episode (Right click, save target as)       What’s the latest happenings for Guide Rock and GFCU? We have a learning series                 March 30th is our 3 class of 10                 Investment focused – entry level                 Tackle one topic each session                 Focus on an environment where questions are encouraged You are welcome to come, just rsvp to Andrew_hunt@guiderockcapital.com so I know how many bagels to buy! Brightscope How do you know if an advisor or if a 401(k) plan is what they say they are? You can look on the sec… but that is kind of cumbersome. You can just trust that they are telling the truth. Or there are a few companies that are emerging and trying to cast some clearer light on the issue Brightscope is one of these – They rate 401(k), Give information on Advisors and firms Another level of transparency Free to consumers   Money Desk Top New in April for our members Cloud based financial account aggregator and budgeting tool Integrates with GFCU and our on-line banking system Neat new alternative others such as Mint.com   Jim’s Twitter: http://twitter.com/#!/jcollison Andrew’s Twitter: http://twitter.com/#!/AndrewDHunt Andrew’s Blog: http://gallupfcu.blogspot.com Contact the show at podcast@theaverageguy.tv Find this and other great Podcasts from the Average Guy Network at http://theaverageguy.tv Visit the new Facebook page for the The Average Guy Network Intro and Exit Music from “Motion” by Adelaide.  Hear more great tunes at  Listentoadelaide.com The Average Guy Blog and Podcast Network no <iframe width="320" height="24" src="http://theaverageguy.tv/?powerpress_embed=2787-podcast&amp;powerpress_player=default" frameborder="0" scrolling="no"></iframe> http://theaverageguy.tv/2011/12/20/financial-tech-podcast-11/ http://theaverageguy.tv/2011/12/20/financial-tech-podcast-11/#comments Wed, 21 Dec 2011 01:49:15 +0000 Jim Collison http://theaverageguy.tv/?p=2560 Listen to the Audio: Subscribe in iTunes Or Download episode (Right click, save target as)   So you got a year-end bonus… now what? End of the year boosts are nice on multiple fronts but the variable income, if not planned for, can slip right between your fingers if you are not careful! Here are]]> http://theaverageguy.tv/2011/12/20/financial-tech-podcast-11/feed/ 1 Bonus,Debt Reduction,Fire,Income,Kindle,Wealth Building,Yearend Listen to the Audio: Subscribe in iTunes Or Download episode (Right click, save target as)   So you got a year-end bonus… now what? End of the year boosts are nice on multiple fronts but the variable income, if not planned for, Listen to the Audio: Subscribe in iTunes Or Download episode (Right click, save target as)   So you got a year-end bonus… now what? End of the year boosts are nice on multiple fronts but the variable income, if not planned for, can slip right between your fingers if you are not careful! Here are a couple of great options for putting that money to good use: Spend the bonus on paper first for 1 time bonuses Pay down debt Get rid of credit card and charge card debt Make an extra payment on your mortgage Save Emergencies Major Purchases Wealth Building On-going variable income How much can you count on? Make a budget based on your base income Live within those parameters Have a plan for variable income Andrew recently ordered a set of Kindle Fire tablets for business use. He and Jim spend some time talking about using this consumer device for business purposes.     Jim’s Twitter: http://twitter.com/#!/jcollison Andrew’s Twitter: http://twitter.com/#!/AndrewDHunt Andrew’s Blog: http://gallupfcu.blogspot.com Contact the show at podcast@theaverageguy.tv Find this and other great Podcasts from the Average Guy Network at http://theaverageguy.tv Visit the new Facebook page for the The Average Guy Network Intro and Exit Music from “Motion” by Adelaide.  Hear more great tunes at  Listentoadelaide.com The Average Guy Blog and Podcast Network no <iframe width="320" height="24" src="http://theaverageguy.tv/?powerpress_embed=2560-podcast&amp;powerpress_player=default" frameborder="0" scrolling="no"></iframe> http://theaverageguy.tv/2011/11/05/financial-tech-podcast-10-values-and-money/ http://theaverageguy.tv/2011/11/05/financial-tech-podcast-10-values-and-money/#comments Sat, 05 Nov 2011 13:41:50 +0000 Jim Collison http://theaverageguy.tv/2011/11/05/financial-tech-podcast-10-values-and-money/ Listen to the Audio: Subscribe in iTunes Or Download episode (Right click, save target as) Where we spend our money is a reflection of our interests, values and priorities. Does your bank statement reflect what you value? If a stranger were to look at your last monthly statement what would they assume you love to]]> http://theaverageguy.tv/2011/11/05/financial-tech-podcast-10-values-and-money/feed/ 0 Budget,mint.com,Money,Mvelopes.com,Values Listen to the Audio: Subscribe in iTunes Or Download episode (Right click, save target as) Where we spend our money is a reflection of our interests, values and priorities. Does your bank statement reflect what you value? Listen to the Audio: Subscribe in iTunes Or Download episode (Right click, save target as) Where we spend our money is a reflection of our interests, values and priorities. Does your bank statement reflect what you value? If a stranger were to look at your last monthly statement what would they assume you love to do? So how do I get my bank statement to reflect what I value? · Conduct a self audit Where is your money going Is that where you want it to go? · Establish your true values Spend on what you love Cut out the things you don’t love You can’t love everything! · Then re-evaluate Use Mint.com to help you set alerts for your spending. Try using Mvelopes.com to electronically simulate the cash method of budgeting! The Average Guy Blog and Podcast Network no <iframe width="320" height="24" src="http://theaverageguy.tv/?powerpress_embed=2357-podcast&amp;powerpress_player=default" frameborder="0" scrolling="no"></iframe> http://theaverageguy.tv/2011/08/27/9-financial-tech-podcast-tips-for-a-wild-market/ http://theaverageguy.tv/2011/08/27/9-financial-tech-podcast-tips-for-a-wild-market/#comments Sun, 28 Aug 2011 01:57:22 +0000 Jim Collison http://theaverageguy.tv/2011/08/27/9-financial-tech-podcast-tips-for-a-wild-market/ Most of us are involved with the securities markets on some level, for most of us it is simply within a 401(k). So how can we reconcile the extreme swings in the market with our own personal savings goals? Ask yourself a few questions: · How long is my time horizon · How long can]]> http://theaverageguy.tv/2011/08/27/9-financial-tech-podcast-tips-for-a-wild-market/feed/ 0 horizon,Markets Most of us are involved with the securities markets on some level, for most of us it is simply within a 401(k). - So how can we reconcile the extreme swings in the market with our own personal savings goals? - Ask yourself a few questions: - Most of us are involved with the securities markets on some level, for most of us it is simply within a 401(k).So how can we reconcile the extreme swings in the market with our own personal savings goals?Ask yourself a few questions:· How long is my time horizon· How long can I stomach a depressed portfolio balance· Can I afford to buy moreSo what’s going on? Why is the market so volatile?So as a 401(k) participant what can you do?· Revisit your investment allocation· Evaluate your objectives· Measure your risk tolerance· Get professional advise Or Download episode (Right click, save target as)Jim’s Twitter: http://twitter.com/#!/jcollisonAndrew’s Twitter: http://twitter.com/#!/AndrewDHuntAndrew’s Blog: http://gallupfcu.blogspot.comContact the show at podcast@theaverageguy.tvFind this and other great Podcasts from the Average Guy Network at http://theaverageguy.tvVisit the new Facebook page for the The Average Guy NetworkIntro and Exit Music from “Motion” by Adelaide.  Hear more great tunes at  Listentoadelaide.com The Average Guy Blog and Podcast Network no <iframe width="320" height="24" src="http://theaverageguy.tv/?powerpress_embed=1922-podcast&amp;powerpress_player=default" frameborder="0" scrolling="no"></iframe> http://theaverageguy.tv/2011/08/04/8-the-financial-tech-podcast-keeping-up-with-the-jones-are-you/ http://theaverageguy.tv/2011/08/04/8-the-financial-tech-podcast-keeping-up-with-the-jones-are-you/#comments Fri, 05 Aug 2011 02:15:19 +0000 Jim Collison http://theaverageguy.tv/2011/08/04/8-the-financial-tech-podcast-keeping-up-with-the-jones-are-you/ Keeping up with Jones’… Are you sure that’s what you want? http://finance.yahoo.com/news/How-to-Avoid-Money-usnews-930915813.html?x=0 Why do we find the need to compare ourselves to our neighbors? · A big part of our culture is based on competition · We have an inherent need to further ourselves · If you are not careful it feeds the “rat race”]]> http://theaverageguy.tv/2011/08/04/8-the-financial-tech-podcast-keeping-up-with-the-jones-are-you/feed/ 0 Budget,Financing,Millionaire,Money Keeping up with Jones’… Are you sure that’s what you want? - http://finance.yahoo.com/news/How-to-Avoid-Money-usnews-930915813.html?x=0 - Why do we find the need to compare ourselves to our neighbors? - Keeping up with Jones’… Are you sure that’s what you want?http://finance.yahoo.com/news/How-to-Avoid-Money-usnews-930915813.html?x=0Why do we find the need to compare ourselves to our neighbors?· A big part of our culture is based on competition · We have an inherent need to further ourselves · If you are not careful it feeds the “rat race” and leads to a dissatisfied lifeWe tend to overestimate other people’s financial positions· We exaggerate there income · We minimize their spending habits · We assume they are better than we areWhat is the secret to finding satisfaction within your means?· Become a realist · Start a conversation with your family, or if you are brave, with your friends · Set some goals · Save first, then spend.Check out some of the statistics you can find on on-line communities like Mint.com, but remember you don’t want to be average! Consider checking out some of my favorite blogs such as:www.getrichslowly.orgwww.thomasjstanley.com  - Great book called “Stop Acting Rich: And Start Living like a Real Millionaire”www.pfblog.com Or Download episode (Right click, save target as)Jim’s Twitter: http://twitter.com/#!/jcollisonAndrew’s Twitter: http://twitter.com/#!/AndrewDHuntAndrew’s Blog: http://gallupfcu.blogspot.comContact the show at podcast@theaverageguy.tvFind this and other great Podcasts from the Average Guy Network at http://theaverageguy.tvVisit the new Facebook page for the The Average Guy NetworkIntro and Exit Music from “Motion” by Adelaide.  Hear more great tunes at  Listentoadelaide.com The Average Guy Blog and Podcast Network no <iframe width="320" height="24" src="http://theaverageguy.tv/?powerpress_embed=1591-podcast&amp;powerpress_player=default" frameborder="0" scrolling="no"></iframe> http://theaverageguy.tv/2011/04/29/5-the-financial-tech-podcast-mint-com-and-listener-questions-and-answers/ http://theaverageguy.tv/2011/04/29/5-the-financial-tech-podcast-mint-com-and-listener-questions-and-answers/#comments Sat, 30 Apr 2011 00:45:12 +0000 Jim Collison http://theaverageguy.tv/2011/04/29/5-the-financial-tech-podcast-mint-com-and-listener-questions-and-answers/ Andrew Hunt and Jim Collison are back for another episode of the Financial Tech Podcast.  Andrew updates us on what is currently keeping him busy.  We also spend some time discussing the benefits of using Mint.com as well as answer some questions submitted by you, the listener. To submit your questions, email podcast@theaverageguy.tv Comments submitted]]> http://theaverageguy.tv/2011/04/29/5-the-financial-tech-podcast-mint-com-and-listener-questions-and-answers/feed/ 1 401k,Dave Ramsey,IRA,Microsoft Money,mint.com Andrew Hunt and Jim Collison are back for another episode of the Financial Tech Podcast.  Andrew updates us on what is currently keeping him busy.  We also spend some time discussing the benefits of using Mint. Andrew Hunt and Jim Collison are back for another episode of the Financial Tech Podcast.  Andrew updates us on what is currently keeping him busy.  We also spend some time discussing the benefits of using Mint.com as well as answer some questions submitted by you, the listener.To submit your questions, email podcast@theaverageguy.tvComments submitted by a listener.“One of the things I see all the time is when  a new management employee signs up for the stock program, they almost always start at the maximum payroll deduction we allow of 10%.  Then a few months later, sometimes even sooner, they drop out of the program and sell out the balance in their account.  In comparison, the few that sign up for smaller amounts, say 5%, tend to stay in the program longer and actually build up a decent balance.”“I have run into many employees who when I show them how much they need to save to reach their goal, say that is too much and therefore they will not save anything.  Of course that makes no sense at all, but the moral of the story is to start saving with the maximum you can afford and then increase it over time.”“If your employer has any kind of matching, like we do, you should make sure you are investing enough at work to max out this matching.”“You guys mentioned Mint.  I have never used that, but as a long time Quicken user (from the DOS days), is Mint something I should consider and why?”Other questions that have been submitted:What is the best/most effective way to pay off a credit card?What are your thoughts on loan consolidation? How does it work?What is the best way to start investing? Can you explain what a 401(k) is and how It works?Intro and Exit Music from “Motion” by Adelaide.  Hear more great tunes at  Listentoadelaide.com Or Download episode (Right click, save target as) Podcast RSS FeedAndrew’s Blog: http://gallupfcu.blogspot.comAndrew’s Twitter: http://twitter.com/#!/AndrewDHuntJim’s Twitter: http://twitter.com/#!/jcollison The Average Guy Blog and Podcast Network no <iframe width="320" height="24" src="http://theaverageguy.tv/?powerpress_embed=1233-podcast&amp;powerpress_player=default" frameborder="0" scrolling="no"></iframe> http://theaverageguy.tv/2011/03/04/3-the-financial-tech-podcast-what-is-a-spending-plan-and-who-is-dave-ramsey/ http://theaverageguy.tv/2011/03/04/3-the-financial-tech-podcast-what-is-a-spending-plan-and-who-is-dave-ramsey/#comments Sat, 05 Mar 2011 01:32:37 +0000 Jim Collison http://theaverageguy.tv/2011/03/04/3-the-financial-tech-podcast-what-is-a-spending-plan-and-who-is-dave-ramsey/ The financial tech podcast is back and this week Jim Collison and Andrew Hunt walk thru the basics of a spending plan.  Oh, so you are talking about a budget?  Nope, listen and hear how a spending plan is different and why you need to have one! So is it possible to create a Spending]]> http://theaverageguy.tv/2011/03/04/3-the-financial-tech-podcast-what-is-a-spending-plan-and-who-is-dave-ramsey/feed/ 2 Budget,Dave Ramsey,Spending Plan The financial tech podcast is back and this week Jim Collison and Andrew Hunt walk thru the basics of a spending plan.  Oh, so you are talking about a budget?  Nope, listen and hear how a spending plan is different and why you need to have one! - The financial tech podcast is back and this week Jim Collison and Andrew Hunt walk thru the basics of a spending plan.  Oh, so you are talking about a budget?  Nope, listen and hear how a spending plan is different and why you need to have one!So is it possible to create a Spending Plan that Works?When you sit down to budget spend every single dollar “on paper.”  Includes – Spending, Saving and Sharing.  A Zero balanced budget leaves no room for slush money, you are way less likely to fudge when every dollar is accounted for.  Remember its your money!  If it takes $1000 per month to feed your family, so be it!  Remember you can’t spend more than you have – this isn’t the federal government.  Averages are not usually a good thing but people want to know where they stack up:· Charitable giving: 10-15% of Income· Saving: 5-10% of Income· Housing: 25-35%· Utilities: 5-10%· Food: 5-15%· Transport: 10-15%· Clothing: 2-7%· Medical: 5-10%· Personal: 5-10%· Recreation: 5-10%· Debts: 5-10%http://www.daveramsey.com/home/Or Download episode (Right click, save target as)Podcast RSS FeedAndrew’s Blog: http://gallupfcu.blogspot.comAndrew’s Twitter: http://twitter.com/#!/Adhunt586Jim’s Twitter: http://twitter.com/#!/jcollisonContact the show at podcast@theaverageguy.tv The Average Guy Blog and Podcast Network no <iframe width="320" height="24" src="http://theaverageguy.tv/?powerpress_embed=1111-podcast&amp;powerpress_player=default" frameborder="0" scrolling="no"></iframe>