Cyber Frontiers

Computing Without the B.S. – CF050

This week on Cyber Frontiers Christian and Jim discuss the computing industry without the bachelor’s degree (). We discuss the recently increasing trend of major tech companies doing away with degree requirements for top software engineering positions. We evaluate the pros and cons of university value propositions, co-ops/work studies, internships, and apprenticeships and discuss which jobs seem best tailored with-in the field for these backgrounds. As demand for these positions continues to grow, we also discuss the ways in which the job is evolving itself with the advancement of automation and cloud computing, which is letting developers at companies focus more on core business systems and less on infrastructure pasta. We wrap up with a quick discussion on remote desktop solutions for the average guy in response to our listener questions received.
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Home Gadget Geeks

College Tech and the Gadgets it Takes to Make it Thru the School Year – HGG195

Christian Johnson () and Ashton Webster join Jim () for show #195 of Home Gadget Geeks brought to you by the Average Guy Network, part of #160; We spend some time catch up with Christian and Ashton and discuss what is going on over at Cyber Frontier and #160; We also ask how are the new dorms outfitted?  What have you found really useful?  What was a bust?  What tech did you bring with you to school this year?  Different than last?  What do you wish you had that you don’t?  Have you seen any major changes in what the students use over the last year? What about fitness tech?   What are you learning thru Cyber Frontiers? Support the Average Guy Tech Scholarship Fund: or if you are in Canada, WANT TO SUBSCRIBE? Join us for the show live each Thursday at 8pmC/9E/1UTC at or call in your questions or comments to be played on the show at (402) 478-8450 Full show notes and video at Listen Mobile:     The Promise of the Internet is Real and Is for Everyone -  OnAir Box Kickstarter Project –   Catch all the subscription links at Facebook Group: Jim’s Twitter: #!/jcollison Contact the show at Find this and other great Podcasts from the Average Guy Network at
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Home Gadget Geeks

Tech Education: An Interview with Rich O’Neil from the University of Southern Maine – HT111

Jim (@jcollison) is joined this week by Rich O’Neil (@dvn7) for Show 111!  Rich joins us to talk about his experience with going back to school at the University of Southern Maine for some technology education. After the show, Jim covered some more details about his trip to Germany and we finished the show with some discussion around small and large scale rocket building.  I have included some links below. Join us for the show live each Thursday at 8pmC/9E at Listen Mobile:   Link to the Germany Pictures: Rocket Videos The Average Guy Facebook Page The Average Guy Facebook Group If you’d like to subscribe to the show, click on to update your iTunes library, or for other Podcast downloading applications, please click on the RSS Feed and pick your Pod Catcher of choice! Or, you can now stream the show online at at The Show Announcements and Schedule: #!/TheAverageGuyTV Jim’s Twitter: #!/jcollison Andrew’s Twitter: #!/unrealshots Contact Christian: Contact the show at Find us on Facebook: Find this and other great Podcasts from the Average Guy Network at Some links may contain affiliate codes that benefit the Average Guy Podcast Network.
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Financial Tech

Mar-4 Weekly Market Commentary from Guide Rock Capital – FT019

It was a bumpy week for stock markets. Early on, markets in many countries were negatively affected by the outcome of Italian elections. Italy’s anti-establishment Five-Star Movement, led by comedian Beppe Grillo, won about one-fourth of the votes in both the country’s upper and lower houses. Markets lost value as investors anticipated political gridlock could delay Italian economic reforms. Since Italy is the third largest economy in Eurozone and its public debt is significantly higher than its Gross Domestic Product, political stalemate in Italy could negatively affect the Eurozone. Listen Mobile:   As the week progressed, events in Italy were eclipsed. Ben Bernanke reiterated the Federal Reserve’s intention to keep monetary policy loose until unemployment levels drop. This helped stock markets recover some lost ground. Positive economic news, including higher pending home sales and a rise in consumer sentiment helped push the Dow Jones Industrials, NASDAQ, and Standard & Poor’s 500 Indices even higher, and they finished the week in positive territory. Concerns about Italian election results affected bond markets, too, pushing yields on 10-year Treasuries lower during the week. Lower yields were also driven by uncertainty about the potential impact of sequestration – $85 billion in automatic spending cuts – on America’s economic growth. Despite great political hullaballoo, no action was taken to prevent or modify the spending cuts and they took effect on Friday, March 1. Over the next decade, sequestration is expected to cut government spending by about $ trillion. The cuts will reduce defense discretionary spending, including weapons purchases, base operations, construction work, and more. Cuts also will shrink mandatory and discretionary domestic spending. Two of the domestic programs affected are the unemployment trust fund and Medicare (specifically, Medicare’s provider payments). Data as of 3/1/13 1-Week Y-T-D 1-Year 3-Year 5-Year 10-Year Standard & Poor’s 500 (Domestic Stocks) 10-year Treasury Note (Yield Only) N/A Gold (per ounce) DJ-UBS Commodity Index DJ Equity All REIT TR Index Notes: S&P 500, Gold, DJ-UBS Commodity Index returns exclude reinvested dividends (gold does not pay a dividend) and the three-, five-, and 10-year returns are annualized; the DJ Equity All REIT TR Index does include reinvested dividends and the three-, five-, and 10-year returns are annualized; and the 10-year Treasury Note is simply the yield at the close of the day on each of the historical time periods. Sources: Yahoo! Finance, Barron’s, , London Bullion Market Association. Past performance is no guarantee of future results. Indices are unmanaged and cannot be invested into directly. N/A means not applicable. THE NATIONAL RETIREMENT RISK INDEX (NRRI) measures whether Americans will be able to maintain the same standard of living they enjoy today after they retire. When it was updated for 2012, the index showed the number of “at risk” households had increased by nine percentage points – from 44 percent to 53 percent – between 2007 and 2010. In its explanatory comments the Center for Retirement Research at Boston College (the group that compiles the index) attributed the change to the combined effects of the financial crisis, poor investment returns, low interest rates, and the continuing rise in Social Security’s full retirement age. Americans are not unaware of the situation. The 2012 Retirement Confidence Survey found almost one-half of working Americans are ‘not too’ or ‘not at all’ confident they’ll have enough money to live comfortably throughout retirement. If you fall into either of these categories – and even if you don’t – it’s important to evaluate your current retirement plan in light of key risks that may influence its effectiveness. These include: · Longevity risk. A recent headline suggested that 72 is the new 30. The scientists who made the determination meant that modern man, at age 72, has the same chance of dying as primitive man did at age 30. That makes longevity risk – the chance you’ll outlive your savings – an essential consideration when planning for retirement. One way to address longevity risk is by developing a retirement income plan that will allow you to generate income for as many years as you may need it. · Inflation risk is the chance your savings and investment will grow more slowly than inflation, reducing your purchasing power. For example, a gallon of milk that cost about $ in 1990 would have set you back $ in 2012 – and that was after a period of relatively low inflation. One way to address inflation risk is to consider investing in a well-allocated and well-diversified portfolio that may have the potential to outperform inflation over time. If you have any questions about saving for retirement, or would like to review your retirement plan, please give us a call. Weekly Focus – Think About It When planning for a year, plant corn. When planning for a decade, plant trees. When planning for life, train and educate people. –Chinese proverb Best regards, ANDREW HUNT CFP® President of Guide Rock Capital Management, Inc. 1001 Gallup Drive Omaha, NE 68102 Communication | Woo | Achiever | Ideation | Relator     Please feel free to forward this commentary to family, friends, or colleagues. If you would like us to add them to the list, please reply to this e-mail with their e-mail address and we will ask for their permission to be added. Securities offered through Shareholders Service Group, Member FINRA/SIPC. * This newsletter was prepared by Peak Advisor Alliance. Peak Advisor Alliance is not affiliated with the named broker/dealer. * The Standard & Poor’s 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general. * The 10-year Treasury Note represents debt owed by the United States Treasury to the public. Since the Government is seen as a risk-free borrower, investors use the 10-year Treasury Note as a benchmark for the long-term bond market. * Gold represents the London afternoon gold price fix as reported by the London Bullion Market Association. * The DJ Commodity Index is designed to be a highly liquid and diversified benchmark for the commodity futures market. The Index is composed of futures contracts on 19 physical commodities and was launched on July 14, 1998. * The DJ Equity All REIT TR Index measures the total return performance of the equity subcategory of the Real Estate Investment Trust (REIT) industry as calculated by Dow Jones. * Yahoo! Finance is the source for any reference to the performance of an index between two specific periods. * Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. * Past performance does not guarantee future results. * You cannot invest directly in an index. * Consult your financial professional before making any investment decision. * To unsubscribe from the Guide Post please reply to this e-mail with    “Unsubscribe” in the subject line, or write us at
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